Angel Family — Financial Picture

What We Own

Financial Accounts

Vanguard — Stocks & Funds $8,080,000

Vanguard — Money Market $2,602,000

Retirement Accounts (IRA + Roth + 401k) * ~$292,000 *

Real Estate (Net Equity)

MREH — Family Real Estate, 50% stake * ~$3,900,000 *

Personal Properties — 5 properties * ~$480,000 *

Real Estate Cash Reserves * ~$45,000 *

Other

Cash on Hand * ~$82,000 *

Net Worth (after all debts) ~$16.3M *

What We Earn

Earned Income

Maggie's medical income $127,000

Consulting — Jaquish Biomedical * ~$75,000 *

Asset management fees * ~$12,000 *

Subtotal — Earned ~$214,000 *

Investment & Passive Income

MREH — distributions ~$196,000

Vanguard — Stock dividends $94,246

Vanguard — Money market income (ordinary income, ~3%) $129,354

CA Duplex — Rental income, net of all expenses $24,000

Subtotal — Passive ~$444,000

What We Spend

Household

Fixed expenses confirmed $136,004

Variable expenses * est. ~$180,000 *

Taxes (2025 actuals)

Federal income tax $78,416

Virginia income tax $7,238

Total outgoing * ~$402,000 *

Left to invest ($658K − $85K taxes − $316K household) ~$256,000 *

Fixed Expenses

By Category — Confirmed Annual

Housing & Childcare $97,068

Insurance $20,980

Home & Utilities $11,270

Services & Memberships $6,686

Fixed Subtotal $136,004

Variable (food, travel, kids, misc.)

Estimated monthly spend * ~$15,000 / mo *

Variable Annual Est. * ~$180,000 *

Household Total ~$316,000 *

Assets — Current Values

Vanguard (May 31, 2026)

Stocks & Funds Maggie $8,079,591

Retirement Accounts

Schwab — Roth IRA Brennan $135,265

Schwab — Traditional IRA Brennan $7,114

Schwab — 401k * Maggie ~$150,000 *

Real Estate · MREH = net cap rate est. · Personal = gross value *

50% — MREH (Net Value) * Maggie ~$3,923,352 *

75% — 3511 Alpine Circle, Austin TX * Brennan $712,500 *

75% — 3107 E 13th St, Austin TX * Brennan $525,000 *

33% — 117 Jewell Court * Brennan $400,000 *

4.7% — 195 E Pacific Ave * Brennan $200,000 *

4% — 8722 Lund Hill * Brennan $60,000 *

Cash & Liquid Assets

Money Market (Vanguard) Maggie $2,602,114

Emergency Cash (Vanguard) Brennan $41,500

MREH Operating Cash (Maggie's 25%) * Maggie ~$104,000 *

MREH Reserves/Escrow (Maggie's 25%) * Maggie ~$88,000 *

Pinnacle Business Brennan $11,508

Pinnacle Personal Brennan $8,114

Pinnacle Joint Joint $5,786

Austin property reserves * Brennan $6,000 *

Other property reserves * Brennan $5,000 *

Children's accounts — UTMAs + 529s (see below) $276,601 *

Total Gross Assets * ~$17.3M *

Liabilities

Mortgages — Recourse

3511 Alpine Circle (75%) Brennan $512,320

3107 E 13th St (75%) Brennan $364,487

Mortgages — Non-Recourse

195 E Pacific Ave (4.7%) Brennan $110,000

8722 Lund Hill (4%) Brennan $31,000

MREH properties — reflected in assets cap rate above —

Total Personal Mortgages $1,017,807

MREH carries its own non-recourse debt — already reflected in the $3.9M net equity figure above, not listed here.

Fixed Expenses

Housing & Childcare

Rent $60,000 Maggie

Jamie daycare $20,508 Brennan

Peter daycare $16,560 Brennan

Insurance

Health insurance (est.) ~$16,800 Maggie

Car insurance $2,628 Brennan

Renters insurance $577 Brennan

Umbrella policy $975 Brennan

Home & Utilities

Utilities $6,000 Brennan

House cleaning (biweekly) $4,550 Maggie

Internet $720 Maggie

Services & Memberships

Cell phone $1,920 Brennan

RCC membership $2,266 Brennan

Accountant $2,500 Brennan

Fixed total $136,004

All confirmed recurring annual costs. Variable expenses (food, travel, kids, misc) estimated separately at ~$180K/yr — see card below.

Variable Expenses — Estimated

~$15,000/month estimated based on lifestyle — not yet confirmed from credit card data.

Food & Dining ~$2,500 / mo *

Travel ~$3,500 / mo *

Kids & Activities ~$2,500 / mo *

Clothing & Personal ~$1,500 / mo *

Misc & Other ~$5,000 / mo *

Total Variable * ~$15,000/mo · ~$180,000/yr *

Still Needed

○ Variable expenses — pull from credit card data to confirm actual monthly spend vs. $15K estimate

○ Schwab 401k — confirm actual balance (currently showing ~$150K estimate)

UTMAs — Custodial Accounts

Vanguard (May 31, 2026)

Peter — UTMA XXXX9126 $78,931

James — UTMA XXXX3257 $78,620

Total UTMAs $157,551

~10.9% stocks (NFLX each), ~89.1% money market. Included in family net worth above.

529 College Savings

Vanguard Nevada Plan — As of 03/31/2026 · 100% Stocks

Peter — NV 529 (XXXXX3163-01) Megan, custodian $79,287

500 Index $23,787 · Small-Cap Index $15,898 · Total Stk Mkt $39,603

James — NV 529 (XXXXX3163-02) Megan, custodian $39,723

500 Index $11,787 · Small-Cap Index $8,239 · Total Stk Mkt $19,698

Invest529 (Virginia) — Rollover Destination

Peter — Invest529 (VA) Maggie $10

James — Invest529 (VA) Maggie $10

Peter — Invest529 (VA) Brennan $10

James — Invest529 (VA) Brennan $10

Total 529s $119,050

NV balances as of 03/31/2026 — rollover to VA Invest529 initiated 04/20/2026. Once transfers complete, NV accounts close and balances move to VA. VA accounts currently hold $10 each (just opened).